BT+Top up loan
SHIVAM ENTERPRISES At the time you complete an application form, you request a credit limit. Every applicant is assessed for this credit limit, based on their financial position. The credit limit is the maximum that your loan can reach, regardless of your borrowing limit1. Please note that all applications are subject to our approval. BT Margin Lending is committed to responsible lending practices and conducts a comprehensive credit assessment process which includes credit reference agency checking and affordability verification. To enable us to do this, you are asked to provide appropriate supporting financial information, which is detailed in the loan application form. The credit limit that we approve may be lower than the credit limit you request. As a responsible lender, we will only approve a credit limit which we consider is affordable to you after consideration and verification of your financial circumstances. After approval, your credit limit will be visible on your monthly statement, and when you log into your account.